The 2026 State
of AI in Finance

within their financial operations.
viewing AI as a core strategic asset.
Key findings
What’s in the report
Current adoption and usage of AI tools
Barriers and challenges when using AI
The future of AI and financial operations
The AI hype is now reality. What’s the ROI?
See how modern finance teams are actually using AI right now.
Explore the BILL AI ecosystem
The Fortune 500 have the tools and teams to win. The Fortune 5 Million—the small and midsize businesses driving our communities and national economy—don’t. BILL exists to change that.
AI and automation reshape business priorities, says 2025 BILL Report, showing SMBs use AI to boost cash flow, fight fraud, and navigate economic uncertainty.
Discover how AI in accounts payable can automate invoice processing, reduce errors, and improve efficiency, saving time and money for your business.
About the study
The 2026 State of AI in Finance report is based on a market survey fielded by Logica Research in December 2025. We surveyed 500 finance leaders in the U.S. who either work in their company’s accounting or finance departments or in the C-Suite. These finance leaders work at organizations with fewer than 1,000 employees and less than $500 million in annual revenue.





