BILL vs. Melio for financial operations
Take control of your accounts payable, accounts receivable, spend, and expenses with the BILL financial operations platform.
Seamless syncs
Get deeper integrations with QuickBooks Online and Xero—plus native supported direct sync with Sage Intacct, NetSuite, and Microsoft Dynamics 365 that Melio can't match.
More ways to pay
BILL offers payments via ACH, card, virtual card, and check—plus international payments to 130+ countries.
Flexible accounts receivable
Pay and get paid—your way. With BILL AR, you can send and create invoices, configure payment reminders, and so much more.
Comparing BILL vs. Melio
See how BILL streamlines your financial operations from top to bottom—so you can get things done and get back to growing your business.
Customers are saving time and money with BILL
"With BILL Accounts Payable, I can process hundreds of payments efficiently [the same day we receive them] . . . That helps us take advantage of early payment discounts and maintain strong ties with our vendors."
"With BILL, we can provide detailed impact reports . . . that kind of granular data helps our corporate partners demonstrate the real-world impact of their giving."
"BILL Accounts Payable does it all in one shot, using the same process for both domestic and international payments."
"BILL Spend & Expense not only gives insights into real-time spending, but can help gauge future trends when cash flow may not be high."
Join the nearly half a million businesses that put their trust in BILL
Even more reasons to love BILL
Frequently asked questions
BILL supports ACH, card, virtual card, check (including options to pay faster), and international payments to 130+ countries.
Yes. BILL supports international payments to over 130 countries, allowing businesses to pay international vendors efficiently and securely. You can even make payments in local currencies without wire fees, get competitive exchange rates for over 100 different currencies, and avoid bank intermediary fees.
Yes. BILL offers live chat and phone support with real, live humans for all its customers.
BILL implements strict security measures to ensure the safety of your payments, including annual SOC1 and SOC2 Type II audits, AML and OFAC programs, advanced security software, 256-bit encryption, TLS for data transfer, two-step verification, secure data center facilities, processing through a digital payment network, virtual card payments, and Positive Pay for checks. Collectively, these measures protect your payment data and guarantee secure transactions. For more information visit bill.com/product/security.
Yes. With BILL, you can set up internal approval preferences and workflows, so bills can be reviewed and approved only by designated approvers. You can also create custom approval policies to fit specific needs: for example, if the approval process involves multiple approvers, you can set notifications to remind them when their participation is required. You can also utilize the BILL mobile app to approve or deny bills wherever you work.
BILL offers a full-featured, 5-star rated mobile app where you can manage both your AP and AR processes from wherever you're working today. BILL also offers The BILL Spend & Expense App, allowing you to manage budgets, expenses, and more from the palm of your hand.
BILL integrates with many top accounting and financial software platforms to enhance your financial operations capabilities, including QuickBooks, NetSuite, Sage Intacct, Microsoft 365, and Xero—at no extra charge for all users. Securely connect with +7M in-network vendors regardless of what accounting system you use.