Plans and pricing

Yes, the BILL Spend & Expense plan is $0 per user per month and includes corporate cards, budgets, expense tracking, and access to credit lines from $1,000-$5M.¹

BILL Accounts Payable and Accounts Receivable (AP & AR) are paid subscriptions priced per user, with a free trial available in most cases. Some payment types (like checks, ACH, instant transfers, or international payments) also have per‑transaction fees, regardless of plan.

‍

^{1 Credit lines are not guaranteed and will be determined upon application approval.}

BILL Accounts Payable and Accounts Receivable are offered in subscription plans (such as Essentials, Team, and Corporate) that are priced per user per month for direct customers. Larger or more complex organizations (for example, multi‑entity or enterprise) have custom pricing. Overall cost depends on your plan, number of users, and payment volume, so most businesses start by choosing the plan level that matches their workflows and integrations, then layer in BILL Spend & Expense at no extra software cost. BILL Spend & Expense is free from subscription and per‑user software fees.

For direct BILL Accounts Payable and Accounts Receivable customers, BILL uses a per‑user pricing model: every user on Essentials and Team is billed as a standard user, and Corporate/Enterprise plans distinguish between full feature users and lower‑cost approver‑only users. This means you pay for the people who actually need access to BILL to create, approve, or manage bills and invoices, while approvers can often be added at a lower seat price on higher‑tier plans. There are no per‑user subscription fees for BILL Spend & Expense, so you can add cardholders and submitters without increasing your monthly software bill.

You can manage your BILL plan directly from your account or by working with our team:

• Review and change AP & AR plans: BILL Accounts Payable and Accounts Receivable are offered in user‑based plans (Essentials, Team, Corporate, Enterprise). You can sign in to your BILL account, go to your account/billing settings, and review which plan you’re on, update user counts, or request a plan change as your needs evolve.
• Control costs by managing users: Because AP & AR pricing is per user, many Corporate/Enterprise customers manage overall cost by assigning full‑feature access only to people who need to create, approve, or manage bills and invoices, while using lighter approver roles where available. For Essentials/Team customers, every user is billed as a standard user. These teams manage costs by limiting users to those who need access.
• Add BILL Spend & Expense at no extra software cost: BILL Spend & Expense has no subscription or per‑user software fees, so you can turn it on, issue cards, and add cardholders without changing your AP & AR software bill—you only pay standard card and payment fees where applicable.
• For accounting firms: Firms manage AP & AR pricing and access through the Accountant Console + entity model, adding or removing client entities as their business changes, rather than paying per firm user.

If you’re unsure which plan is right for you, you can always start from the BILL pricing page to compare options or talk with our team for a personalized recommendation.

All BILL customers have access to our Help Center and dedicated support team. Depending on your plan, you can reach us via live chat, email, or phone support to ensure your payments always stay on track.