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BILL Spend & Expense International

Simplify global expense management

Cross border spending and reconciliation presents a unique set of problems. The BILL Divvy Card makes it easy to manage your team’s international spending, reimbursements, and expenses in local currencies—so spending across borders never slows you down.

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Trusted by millions of businesses across the BILL network

Money talks. BILL translates.

Ship cards worldwide

Send company cards to the UK, Canada, and Australia.

View spending in local currencies

20+ supported currencies displayed natively in the mobile app.

Pay balances abroad

Settle your balance with local banks via SWIFT international wire transfers.

Reimburse internationally

Submit expenses in the currency you spent, no conversions required.

Maintain global compliance

Keep consistent control and compliance over global spending.

Spend on-the-go

BILL Divvy Cards* can be used in 250+ territories and countries.

*The BILL Divvy Card may be issued by one of Divvy Pay, LLC's bank partners. The BILL Divvy Card is not a deposit product.
For your specific lender, see your Card Agreement.

Global control, local capability

Employees choose their currency.
You stay in control.

Employees can select and see all spending, card allocations, budgets amounts, and reimbursements in their chosen local currency—keeping requests easy, and you in control.

App UI Reimbursements screen showing £50.00 Uber expense and $66.72 USD reimbursement amount.

Teams see funds in their currency.
No more mental math.

The finance team sees funds requests and foreign spending in their default currency, making sure nobody has to deal with foreign currency mental math.

Split frame: A white BILL Divvy card on orange, available balance £834.23 GBP notification, and a smiling woman at a desk.

Auto-syncs keep accounting simple.
And spending on track.

Once spending happens, reimbursements and payments sync back into your ERP in USD for accounting simplicity. And you can see what was spent in which currency so tracking global spending is a cinch.

App UI showing Sync in progress message with a loading bar; Accounts and Locations checked, Projects syncing.

One platform for international expense management

This is just the start. BILL is building the definitive global spend and expense solution to help you maximize every dollar, euro, yuan, peso, and pound sterling at home and abroad.

Visibility

See your spending in local currencies for simpler international scaling.

Security

Pay off balances securely from your foreign bank accounts.

Control

Maintain consistent spend control and compliance globally.

Accuracy

Eliminate errors from mental currency conversions.

“I have seen significant improvements in the collection of receipts and information from our card holders. It saves me several hours each month because I no longer have to track things down. Our credit cards are used globally and we have saved over $10k annually on international transaction fees alone.”
Kelly Prostor
Controller
International Consortium of Investigative Journalists
“Fantastic process improvement and huge time saver. We process global invoices and payments in 10% of the time versus manually entering invoices and initiating payments on the bank portal. Approval workflow has eliminated back and forth emails and lost invoices.”
CFO
Internet Software & Services Company
“Our workforce and vendors are spread out so having the ability to enter, approve, and pay between individuals and companies around the world is helpful.”
Director, Finance & HR
Internet Software & Services Company

Global expense management resources

Foreign transaction fees

Whether you’re traveling abroad, buying something online, or working with foreign suppliers, you’ll have to make a payment at some point.

International Remittance

In this article, we’ll explore what international remittances are in closer detail, how they work, and the wide-reaching impacts they provide on the global economy.

International payment processing

The continued globalization of our economy and ease of connectivity mean you’re not limited to only the vendors, suppliers, and service providers located in your country.

Looking to pay vendors internationally?

Send payments to 130+ countries with no wire fees in local currency, and save on international USD wires.* Need speed? Use Local Transfer to pay vendors as soon as the same day. All while syncing payments automatically with your accounting system.

Local currency payments only. Subject to restrictions. Other fees may apply.

*Savings comparison based on the BILL flat fee of $19.99 vs. the $38 average fee for outgoing international wires charged by the top 10 U.S. banks (by deposit market share) as reported by the FDIC.

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Frequently asked questions

BILL Spend and Expense is a global expense management solution that helps businesses control, track, and reconcile expenses across countries and currencies. It centralizes spend visibility, automates approvals, and simplifies multi-entity reporting, all in one platform.

BILL Spend and Expense is a global expense management solution that helps businesses control, track, and reconcile expenses across countries and currencies. It centralizes spend visibility, automates approvals, and simplifies multi-entity reporting, all in one platform.

BILL automatically converts international transactions into your company’s base currency using competitive exchange rates. This ensures accurate reporting, simplified reconciliations, eliminates mental math, and gives clear visibility into spending across different regions.

BILL automatically converts international transactions into your company’s base currency using competitive exchange rates. This ensures accurate reporting, simplified reconciliations, eliminates mental math, and gives clear visibility into spending across different regions.

Yes. BILL corporate cards can be used globally in 250+ territories and countries wherever Visa cards are accepted. You can issue physical or virtual cards to employees, set spending limits by country or department, and view every international transaction in real time.

Yes. BILL corporate cards can be used globally in 250+ territories and countries wherever Visa cards are accepted. You can issue physical or virtual cards to employees, set spending limits by country or department, and view every international transaction in real time.

BILL provides detailed transaction data, including local and converted amounts, so finance teams can track true spending costs across currencies. The platform automatically logs exchange rates and any applicable foreign transaction fees for complete visibility.

BILL provides detailed transaction data, including local and converted amounts, so finance teams can track true spending costs across currencies. The platform automatically logs exchange rates and any applicable foreign transaction fees for complete visibility.

Yes. BILL allows you to set custom budgets, approval rules, and expense policies by region, entity, or department—helping global businesses maintain consistency while giving local teams the flexibility they need.

Yes. BILL allows you to set custom budgets, approval rules, and expense policies by region, entity, or department—helping global businesses maintain consistency while giving local teams the flexibility they need.

BILL meets SOC 2 Type II and GDPR standards for data protection and uses advanced encryption to secure global payments and expense data. You get enterprise-grade security with centralized oversight across all markets.

BILL meets SOC 2 Type II and GDPR standards for data protection and uses advanced encryption to secure global payments and expense data. You get enterprise-grade security with centralized oversight across all markets.

You can schedule a personalized demo to see how BILL supports multi-currency expense tracking, international card controls, and global expense reporting for global teams.

You can schedule a personalized demo to see how BILL supports multi-currency expense tracking, international card controls, and global expense reporting for global teams.