BILL Spend & Expense combines a powerful company card with AI-powered expense management software to streamline reporting and give you more strategic control over spend.
*The BILL Divvy Card may be issued by one of Divvy Pay, LLC's bank partners. The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.
a payment?
To accept this invitation, please use the link below.
a payment?
To accept this invitation, please use the link below.
a payment?
To accept this invitation, please use the link below.
a payment?
To accept this invitation, please use the link below.
a payment?
To accept this invitation, please use the link below.
Control. Simplify. Save.
BILL Spend & Expense is the all-in-one expense management solution that combines free AI-enhanced software with access to the BILL Divvy Card¹ to provide you with real-time visibility and customizable control over your business finances.
BILL makes it easy to access the funding you need, no matter the size of your business. Apply online now.
AI-powered auto-categorization and receipt matching streamline your expenses. No more expense reports. No more wasted time.
Take control of your budgets and start spending smarter with customizable spend controls and policies.
With AI working behind the scenes, BILL Spend & Expense helps you close faster, stay accurate, and focus on growth—not data entry.
Predictive AI monitors your transactions in real time to detect suspicious activity and stop fraud in its tracks. And with our intelligent approach to vendor onboarding and validation, you can safely add vendors with confidence.
Powered by 300M transactions across our network, BILL’s AI processes over 5M predictions every day—delivering 95% day-one accuracy in auto-capturing key invoice fields.
With AI-driven categorization and receipt matching, manual entry shrinks and accuracy soars, so you can avoid costly errors and close your books in record time—every time
BILL AI isn’t bolted onto one product—it's embedded across your workflows, delivering intelligent automation that cuts silos, connects workflows, and clears the path to growth.
What our customers are saying
Earn rewards and take advantage of flexible redemption offerings that put money back in your pocket.*
- Cash back
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- Travel
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- Statement credit
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- Gift cards
*Terms apply
March 2022.
That’s right. BILL Spend & Expense’s world-class spend management software is free.
- No hidden feeds or contracts
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- As many physical and virtual cards as you need
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- Highly-rated, full-featured mobile app for all users
*Credit lines and the advertised range are not guaranteed and will be determined upon application approval
The start of unstoppable
BILL is reshaping how businesses move, manage, and maximize their money.
The future of finance is intelligent.
More are on the way.
The BILL AI agents are here to help you cut busywork—and we’re just getting started. There are more ways to amplify your impact already in the works, with accuracy you can trust and control that stays in your hands.
BILL has travel plans.
Managing travel spend can be messy—lost receipts, manual uploads, and over-budget bookings. Next stop: more intelligent tools aimed to make business travel effortless for employees and stress-free for admins.
Local simplicity.
BILL already powers payments to 130+ countries and moves over 1% of US GDP. The next chapter: making it as simple for businesses to pay and manage vendors around the world as it is to do business next door.
