With credit lines from $1000-5M,¹ the BILL Divvy Card² makes it easy to access the funding you need, no matter the size of your business. Apply for a credit line through a simple online application and start spending smarter.
a payment?
To accept this invitation, please use the link below.
a payment?
To accept this invitation, please use the link below.
a payment?
To accept this invitation, please use the link below.
a payment?
To accept this invitation, please use the link below.
a payment?
To accept this invitation, please use the link below.
Credit that scales with your business
Get a credit line that scales with your business. In the future, you can apply for credit line increases from right within your dashboard.
The BILL Divvy Card vs. other business cards
- No annual fees
- Flexible rewards†
- Seamless, automatic expense management with BILL Spend & Expense software
- Access to virtual cards for greater control of your online purchases and subscriptions
- Each employee gets a card that can be controlled by your admin
- Set budgets to control spend
- Annual and monthly fees
- Set rewards
- Used in combination with other software like Expensify, Concur, Excel, paper expense management, etc.
- Some allow for virtual cards
- Limited number of cards per organization
- No spending locks or tracking
The BILL Divvy Card may be issued by one of Divvy Pay, LLC’s bank partners. The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.
†Terms apply. Learn more about rewards
Applying for business credit is simple
From tap-to-pay with Visa to Apple and Google Pay, we’ve got you covered. Seamlessly and securely make touch-free payments however suits you and your business best.
BILL Spend & Expense uses an advanced third-party platform that monitors all transactions in real-time and helps prevent complex fraud incidents with speed and accuracy to protect your business.
Control your rewards earnings based on your payoff schedule. The more often you make payments, the more rewards you can earn.
More on getting business credit through BILL Spend & Expense
As part of our mission to make money smarter, BILL reports customer credit performance to the Small Business Financial Exchange (SBFE®). That means you can use the BILL Divvy Card to build credit history and credit score for your business simply by paying on time.
As part of our mission to make money smarter, BILL reports customer credit performance to the Small Business Financial Exchange (SBFE®). That means you can use the BILL Divvy Card to build credit history and credit score for your business simply by paying on time.
When it comes to streamlining business expenses, a company credit card can save you time and money. Separating business spending from personal spending makes it easier to reconcile accounts at the end of the month and get taxes right at year-end. If you have a growing team, consider using a platform like BILL Spend & Expense to provide access to individual cards to every employee, thereby eliminating manual expense reports and cumbersome reimbursement processes.
When it comes to streamlining business expenses, a company credit card can save you time and money. Separating business spending from personal spending makes it easier to reconcile accounts at the end of the month and get taxes right at year-end. If you have a growing team, consider using a platform like BILL Spend & Expense to provide access to individual cards to every employee, thereby eliminating manual expense reports and cumbersome reimbursement processes.
While personal credit cards can be used by businesses, it’s incredibly helpful to separate spending by opening a new credit line for company accounts. Business cards are specifically designed for business use, with tailored rewards and industry bonuses—however, they may also have higher fees. While it’s helpful to have an EIN number to apply for a business credit card, it may not be necessary.
While personal credit cards can be used by businesses, it’s incredibly helpful to separate spending by opening a new credit line for company accounts. Business cards are specifically designed for business use, with tailored rewards and industry bonuses—however, they may also have higher fees. While it’s helpful to have an EIN number to apply for a business credit card, it may not be necessary.
Yes, you can qualify for a business credit card when you have bad credit. Each card provider will have different credit score standards for their applications, but that shouldn’t stop you from applying. Some card companies may be lenient with poor credit if you’re willing to submit payments more frequently or accept a smaller credit line to start. You may also qualify for secured credit lines, those that require a security deposit when you open an account.
Yes, you can qualify for a business credit card when you have bad credit. Each card provider will have different credit score standards for their applications, but that shouldn’t stop you from applying. Some card companies may be lenient with poor credit if you’re willing to submit payments more frequently or accept a smaller credit line to start. You may also qualify for secured credit lines, those that require a security deposit when you open an account.
Aside from the obvious record-keeping benefits of separating corporate and personal spending, having a business charge card has many rewards. Creating a credit line for business purchases can help build your company credit score, and some business charge cards also come with attractive perks and rewards like cash back or travel benefits.
Aside from the obvious record-keeping benefits of separating corporate and personal spending, having a business charge card has many rewards. Creating a credit line for business purchases can help build your company credit score, and some business charge cards also come with attractive perks and rewards like cash back or travel benefits.
Old-school expense management processes involved a lot of data entry and paper trails. By using software that ties directly to your business credit card, you can eliminate these cumbersome processes, saving you time and money. BILL Spend & Expense gives you access to fast and flexible credit through the BILL Divvy Card—plus free software to help you streamline expense reporting and reduce manual processes.
Old-school expense management processes involved a lot of data entry and paper trails. By using software that ties directly to your business credit card, you can eliminate these cumbersome processes, saving you time and money. BILL Spend & Expense gives you access to fast and flexible credit through the BILL Divvy Card—plus free software to help you streamline expense reporting and reduce manual processes.
²The BILL Divvy Card may be issued by one of Divvy Pay, LLC’s bank partners. The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.