BILL vs. AvidXchange for financial operations

Take control of your accounts payable, accounts receivable, spend, and expenses with BILL's financial operations platform.

See how BILL can streamline your finances.
TOP 50
Small Business Products
2025
TOP 50
Accounting & Finance Products
2025
BILL vs AvidXchange Hero
Companies that choose BILL

Top reasons to choose BILL over AvidXchange

Wider vendor network

Securely connect with 7M+ in-network vendors regardless of what accounting system they use.

Native 1099 filing

BILL collects, creates, and files 1099s for you—right in the same platform that already handles your AP.

Automation beyond AP

Streamline invoicing, manage expenses, control budgets, predict cash flow, and access business credit—all on one platform.

Comparing BILL vs. AvidXchange

See how BILL streamlines your financial operations from top to bottom—so you can get things done and get back to growing your business.

Spend & expense1 AvidXchange
Spend and expense management Only virtual cards, rewards, and credit line.

1The BILL Divvy Card may be issued by one of Divvy Pay, LLC’s bank partners. The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.

Accounts payable AvidXchange
Securely connect with +7M in-network vendors regardless of what accounting system they use 1.2M in-network vendors
Pay vendors via ACH, check, and virtual card X
Direct, real-time modification of bank account details within the platform X
International payments Available in +130 countries and +100 local currencies. Wire, Visa, Mastercard, Discover payments Cross-border payments only available in the Netsuite embedded app.
W-9 management & native 1099 filing X
Centralized inbox
Invoice data capture
Advanced approval policies
Customizable user permissions
Unlimited document storage
Accounts receivable AvidXchange
Accounts receivable solution X

Customers are saving time and money with BILL

“We’ve broken free from spreadsheet purgatory and the chaos of manually tracking [POs] … BILL Procurement gives us real-time control over spending and cash flow, which is critical for our continued growth.”

Francisco Santa
Director of Finance, Operations

“[With BILL Spend & Expense] you could control the amount of [employee] spending. You could look at the budgets and receipts at any time, on a real time basis.”

Amy Liu
Founder and CEO

"With BILL Accounts Payable, I can process hundreds of payments efficiently [the same day we receive them] . . . That helps us take advantage of early payment discounts and maintain strong ties with our vendors."

Michelle Ranck
Controller

"With BILL, we can provide detailed impact reports . . . that kind of granular data helps our corporate partners demonstrate the real-world impact of their giving."

Luke Mickelson
Founder

"BILL Spend & Expense not only gives insights into real-time spending, but can help gauge future trends when cash flow may not be high."

Bryan Kroten
VP of Marketing

Join the nearly half a million businesses that put their trust in BILL

*As of June 30, 2024
**Based on a survey of 127 BILL Spend and Expense users conducted by UserEvidence in March 2022.
7.1M
total network members pay or get paid with BILL.*
$10K+
average monthly savings.**
12 hrs
saved monthly (on average).**
$300B
in total payment volume (~1% of US GDP).*
*As of June 30, 2024
**Based on a survey of 127 BILL Spend and Expense usersconducted by UserEvidence in March 2022.
See BILL in action
Discover how easy it is to streamline your financial operations.
Tablet displaying "State of Financial Automation 2025" ebbok, with an orange background.

Request a live demo

We’ll show you exactly how BILL can help your business.
I'm with a(n):
Which products are you interested in using?
(select all that apply)
By continuing, you agree to BILL Terms of Service and Privacy Notice.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Frequently asked questions

What payment methods does BILL support?

BILL supports ACH, card, virtual card, check (including options to pay faster), and international payments to 130+ countries.

Does BILL offer account receivable automation?

Yes. BILL offers an automation platform for AR that helps businesses streamline how they create, send, and manage invoices, so they can get paid faster.

Can I use BILL for international business payments?

Yes. BILL supports international payments to over 130 countries, allowing businesses to pay international vendors efficiently and securely. You can even make payments in local currencies without wire fees, get competitive exchange rates for over 100 different currencies, and avoid bank intermediary fees.

Does BILL offer live support?

Yes. BILL offers live chat and phone support with real, live humans for all its customers.

What measures does BILL take to keep our payments secure?

BILL implements strict security measures to ensure the safety of your payments, including annual SOC1 and SOC2 Type II audits, AML and OFAC programs, advanced security software, 256-bit encryption, TLS for data transfer, two-step verification, secure data center facilities, processing through a digital payment network, virtual card payments, and Positive Pay for checks. Collectively, these measures protect your payment data and guarantee secure transactions. For more information visit bill.com/product/security.

Will BILL support our internal approval workflow?

Yes. With BILL, you can set up internal approval preferences and workflows, so bills can be reviewed and approved only by designated approvers. You can also create custom approval policies to fit specific needs: for example, if the approval process involves multiple approvers, you can set notifications to remind them when their participation is required. You can also utilize the BILL mobile app to approve or deny bills wherever you work.

Does BILL offer mobile apps?

BILL offers a full-featured, 5-star rated mobile app where you can manage both your AP and AR processes from wherever you're working today. BILL also offers The BILL Spend & Expense App, allowing you to manage budgets, expenses, and more from the palm of your hand.

What accounting software does BILL integrate with?

BILL integrates with many top accounting and financial software platforms to enhance your financial operations capabilities, including QuickBooks, NetSuite, Sage Intacct, Microsoft 365, and Xero. Securely connect with +7M in-network vendors regardless of what accounting system you use.