At BILL, we’ve always believed in the power of partnership. We’ve built BILL on the idea that when you partner with the people and organizations that businesses trust – like accountants, banks and software providers – you’re able to deliver more value at scale.
BILL customers have been benefitting from these partnerships for years. Now we’re reaching even more businesses in even more places with new ERP embedded partnerships.
Embedded finance is about more than payments. It’s about reimagining what’s possible when financial systems are deeply integrated and intelligent. It’s about meeting businesses where they are, and freeing them from the friction that has defined financial operations for far too long.
Why Embedded, Why Now
How growing businesses manage their money is undergoing one of the most profound shifts in decades. The status quo is riddled with friction—manual handoffs, disconnected systems, and workflows that slow down rather than speed up.
The pace of change in business is also accelerating. Markets move faster. Supply chains shift overnight. Customer expectations are rising. And technology is evolving at lightning speed. Businesses can’t afford to be slowed down by workflows that belong in another era. This is felt most acutely by businesses in cash flow management.
Cash flow is not just an operational detail—it is the heartbeat of a business. In fact, six in ten finance leaders say managing cash flow is their number-one priority this year. But the status quo in managing cash flow forces businesses into unnecessary trade-offs: Do you want to speed up payments, or maintain control? Do you want a simple tech stack, or the power of multiple platforms? As companies scale, these trade-offs multiply.
Embedded finance changes the equation. By embedding BILL’s industry leading payments and AP automation directly into ERPs, we’re getting rid of the trade-offs by eliminating the friction of managing cash flow.
Reimagining the Experience
Here’s what embedded finance means in practice:
- A single, unified experience. Pay vendors, choose your method, track every detail—natively, within the ERP you already rely on.
- Radical simplicity. No clicking back and forth, no fragmented systems, no duplicate entries. Just one streamlined stack.
- Unmatched power. The innovation, scale, and network effects of BILL payments—seamlessly connected to world-class ERP platforms.
This isn’t incremental improvement. It’s a step change in how financial operations are designed. Businesses can keep their focus where it belongs—on growth, strategy, and customers.
Better Together: BILL and Oracle NetSuite
This week at SuiteWorld, we announced a strategic partnership with Oracle NetSuite. BILL is powering NetSuite Intelligent Payment Automation, to give NetSuite’s US customers a one stop shop to manage and pay bills quickly, easily and securely with flexible payment options, all within the #1 AI cloud ERP. Customers can now pay bills, track payment information, and more, all from one central location. This enables the seamless flow of data across procurement, bill capture, payments, and reporting.
We’re better together because NetSuite customers can now access BILL's sophisticated AP automation, 8 million business network, and advanced payment capabilities without ever leaving their ERP system. We’re transforming what used to be complex, multi-system processes into seamless, intelligent workflows. This is a great thing for businesses, and also for our partners who are able to deliver more value for their customers.
This partnership – and the partnership we announced with Paychex in September – are the next milestones in our BILL Embed 2.0 vision: eliminating the friction that keeps finance teams stuck in fragmented systems.
The Big Picture: Building the Future of Business
At BILL, we believe embedded finance is not just the future of financial operations — it’s the future of business. By weaving together the best of what we do with the platforms that businesses already know and love, we’re creating an ecosystem where companies can thrive without compromise.
And this is just the beginning. Together with our partners, we’re building a world where finance is no longer a barrier—but a catalyst. A world where businesses don’t just keep up with the pace of change, they set it.
